Esure Insuring 2 Cars
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In the event you are looking for motor insurance and have poor credit, then in most circumstances this shouldn't have an effect the motor insurance premium that they charge you.
Most car insurance companies are only looking at you motoring record, such as whether you have some driving convictions and the number of years that you have not submitted a claim etc.
That is the basis on which the insurance providers come to your specific premium, by basing it on your motoring history.
Your credit history does not matter to them providing you can afford the premium.
The single difference it could mean is that the insurance provider might instruct you to shell out the whole premium at the start as opposed to providing you with a month by month prearranged debit option.
You should be aware that most motor insurers - similar to home insurers - do run searches on your financial report. But, this is strictly for the prevention of fraud which they do on a routine basis for everyone who requests insurance. The inquiry will prove your identity. For instance, the insurer can check that you are shown to be living at the same residence that you filled in on your car insurance form.
These searches will not alter your credit rating at any time.
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